The answer is not that obvious since we are bombarded with different marketing and banking promotions all over. To come out from this debt trap is one of your basic requirement to become rich and hence enjoying your life to the pinnacle. You inherently have capabilities to have a free life. But modernized contemporary livelihood indirectly makes you unfocused and stressed with attracting unwanted financial commitments. In this book you will find out what actually the credit card meant for, and what things make you to trap in debt. Most often what we do when we have mounting debt, we try to negotiate the debt into a new form, but not really address it into its core. Since that can only plaster our debt wound for a temporarily, in long term we have been suffering in serious money issues and financial difficulties. What we should focus on the roots of this debt trap, not the results which can obviously be seen from outside. When the physician operates the wound by opening with a deeper cut, it is guaranteed to get healed forever. Similarly when we focus our debts and financial matters in comprehensive manner with the original roots, you will surely expect the fantastic freedom from debt trap altogether.